Your year to Save Big. For real.

I have tried to save before but I always ended up spending it by February. This time I printed the January page, stuck it on my fridge, and just did it. It is March and I have not touched my PiggyVest once. I already have ₦210,000 set aside. I genuinely cannot believe it is this simple.

I bought the £5,000 plan thinking it would be hard. £19 a day is honestly less than I was spending on lunch and coffee without thinking about it. Two months in and I have £760 in my HYSA. The planner makes it feel manageable. I check it every morning before I open anything else.

Three million naira felt impossible when I bought this. But I sat down, looked at my income and decided it was time to stop playing it safe. January was hard. February I found my rhythm. I have ₦630,000 saved and I have not missed a single weekday. The weekend rest days are everything — it does not feel punishing.

I set up an automatic $19 transfer every weekday morning and honestly I barely feel it anymore. The planner is printed and in my home office. It is satisfying in a way I did not expect — physically ticking a box every day. I am at $1,140 and I feel like I am actually going to do this for the first time in my adult life.

I missed four days in January and almost quit. Then I read the how-to page again — it literally says skip it and keep going. I did. February I did not miss a single day. I have £460 in my ISA and I can already see what £2,500 by December looks like. This planner does not judge you. It just keeps going with you.

The bonus guide is what got me. I had been saving in my regular bank account this whole time. I moved everything into a Cowrywise plan after reading it and now my savings are actually earning interest on top of what I put in. Two months in, I have ₦165,000 saved and it is growing. I wish I had known about this last year.